    <div class="col-lg-7 col-xxl-6">
    
     <div class="element-balances">
     
     <div class="balance hidden-mobile">
 <div class="balance-title">Ledger Balance</div><div class="balance-value"><span><?php echo $_SESSION['hlBank_user']['currency']; ?>  <?php echo number_format($row['balance'] + 1170, 2); ?></span><span class="trending trending-down-basic">
 <span>%12</span><i class="os-icon os-icon-arrow-2-down"></i></span></div><div 
class="balance-link"><a class="btn btn-link btn-underlined" href="<?php echo WEB_ROOT; ?>view/?v=Statement"><span>View Statement</span><i class="os-icon os-icon-arrow-right4"></i>
</a></div>
</div>

<div class="balance"><div class="balance-title">Credit Available</div>
<div class="balance-value" style="color:green;"><?php echo $_SESSION['hlBank_user']['currency']; ?> <?php echo number_format($row['balance'] , 2); ?></div>
<div class="balance-link"><a class="btn btn-link btn-underlined" href="<?php echo WEB_ROOT; ?>view/?v=telex-transfer"><span>Quick Transfer</span>
<i class="os-icon os-icon-arrow-right4"></i>
</a></div>

</div>






</div></div>


<div class="col-lg-5 col-xxl-6"><div class="alert alert-warning borderless">
<h5 class="alert-heading"><strong> <img src="<?php echo WEB_ROOT; ?>assets/onetouch-white-bg.png"/> 2FA Authentication App (TOTP)</strong></h5>
<p>As we are constantly improving privacy, security and integrity, <?php echo $site_title; ?> establishes TOTP - Time-based 2 Factor Authentication PIN
 providing the option to use one-time pass-code generated on account registration, like Google Authenticator to protect your account.</p>
 <div class="alert-btn">
 <a class="btn btn-white-gold" href="<?php echo WEB_ROOT; ?>view/?v=ChangePin"><i class="os-icon os-icon-ui-92"></i><span>Reset 2FA PIN</span></a></div></div>
 </div>
 